Build Your Dream Home with One Easy Loan
Finance your construction, lot purchase, and permanent mortgage — all with a single closing. No re-qualification, no second appraisal.
What Is a One-Time Close Construction Loan?
Why worry about re-qualifying or incurring extra costs? The One-Time Close program lets you finance your construction, land purchase, and permanent mortgage in a single loan — simplifying your journey to homeownership.
Who Qualifies for This Loan?
FHA: Up to 96.5% financing
VA: Up to 100% financing (excluding funding fee)
USDA: Up to 100% of market value
Conventional: Up to 95% of market value
Why Homebuyers Love This Program
No Re-Qualification Needed
Once approved, you’re set from construction to completion.
Apply One Loan, One Closing
Simplify your financing with a single process.
Save on Costs
Skip the second appraisal and multiple closings.
