Financing to Turn Fixer-Uppers into Dream Homes

Still searching for the perfect home—or stuck wishing your current one had more to offer?

With FHA 203K renovation financing, you don’t have to settle. Transform that “almost” into amazing—turn a fixer-upper into your dream home!

One Loan for Purchase + Renovation

An FHA Standard 203(k) loan is perfect for homebuyers who want to finance a property that requires renovations or repairs. Qualified buyers can obtain a single mortgage that covers both the home purchase and the cost of remodeling or repairs.

What Can Be Covered with an FHA 203(k)?

  • Corrections to deferred maintenance

  • Kitchen remodeling

  • Create an open floor plan

  • Foundation repairs

  • Completion of unpermitted structures

  • Room additions

  • Bathroom remodel

  • Fixes for health and safety issues

  • Updates to plumbing or septic

  • Driveway and sidewalk repairs

  • A complete remodel to accommodate disabilities

Expert Guidance from Start to Finish

Our team at Covenant Realty helps simplify the FHA 203(k) loan process — from pre-qualification to renovation completion — ensuring your fixer-upper becomes the home you’ve always wanted.

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