Flexible Income Options to Match Your Situation

  • DSCR – Use rental income

  • Airbnb / VRBO income

  • Bank statements (12–24 months)

  • 1099 only

  • P&L only (CPA-prepared)

  • WVOE – No tax returns needed

  • Asset depletion

  • Full-doc also available

Who Qualifies for This Program?

  • Investors

  • Independent Contractors

  • Short-Term Rental Owners (Airbnb/VRBO)

  • Self-Employed Borrowers

  • ITIN Borrowers

Flexible Income Options to Match Your Situation

Our team at Covenant Realty helps simplify the investment loan process — from pre-qualification to closing, making it easy to finance and grow your manufactured home portfolio.

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