VA Renovation Loans for Purchase
Did you know that using a VA Renovation Loan, you may be able to purchase a home that doesn’t meet VA Minimum Property Requirements (MPR)?
This program not only helps finance the purchase but can also provide up to $50,000 toward repairs or improvements — all in one loan!
Discover If You Qualify in Under 60 Seconds
Are you a Veteran, Active-Duty Service Member, or Surviving Spouse?
Are you planning to buy or renovate your primary residence?
Provides funds for alterations, repairs, and improvements as part of the same mortgage
Perfect for those looking to do repairs such as repainting, fixture swaps, or accessibility upgrades such as ramps, rails, and some structural components including attached additions.
No minimum renovation cost
10-year, 15-year, 20-year, 25-year, and 30-year term options
1-2 unit homes, Condominiums, and Manufactured Housing
Why Choose a VA Renovation Loan?
Whether your roof needs re-shingling, or flooring needs to be replaced, a VA Renovation Loan lets you buy and fix the property in a single process.
VA borrowers can close on the property, make the necessary repairs to meet MPRs, and still enjoy zero down payment options — even for Jumbo loan amounts.
Zero Down Payment
Buy your home with no money down.
Up to $50K for Repairs or Improvements
Finance the purchase and renovation together
Satisfy VA MPRs
Safe, Sound and Sanitary.
Ensure your home meets VA standards
Jumbo Loans up to $1,089,300
Access higher loan limits for qualified borrowers.
Backed by Covenant Realty
At Covenant Realty, we specialize in helping Veterans achieve homeownership through programs like the VA Renovation Loan — designed to make buying and improving your dream home simple and affordable.
