Turn a Fixer-Upper Into Your Dream Home With an FHA 203(k) Loan
Finance the purchase and renovation of your home with one affordable loan.
WHAT IS AN FHA STANDARD 203(k) LOAN?
The FHA Standard 203(k) loan is designed for homebuyers who want to purchase a property that needs renovations or repairs. Instead of juggling multiple loans, the 203(k) program provides one single mortgage that covers both the purchase price and the renovation costs.
Perfect for buyers looking to update, repair, or completely transform a home.
You can use this loan to finance a wide variety of upgrades, including:
Corrections to deferred maintenance
Kitchen remodeling
Creating an open floor plan
Foundation repairs
Completion of unpermitted structures
Room additions
Bathroom remodels
Fixes for health and safety issues
Updates to old plumbing or septic
Driveway and sidewalk repairs
Complete remodels for accessibility or disabilities
WHAT IS AN FHA STANDARD 203(k) LOAN?
Get Pre-Approved
We confirm your FHA eligibility and renovation budget.
Find a Home That Needs Repairs
Identify a property perfect for renovation.
Plan Your Renovations
Work with licensed contractors on a detailed repair proposal.
Finalize Your Loan & Renovate
The home closes, renovations begin, and funds are released in stages.
Ready to Turn a Fixer-Upper Into Your Forever Home?
Start by checking your 203(k) eligibility, no commitment required.
